:root { --primary:#31a0d2; --black:#111111; --dark:#1C1C1C; --mid:#2B2B2B; --light:#F5F5F5; --white:#ffffff; --shadow:0 14px 34px rgba(17,17,17,.10); --radius:18px; }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; font-family:Arial, Helvetica, sans-serif; color:var(--black); background:linear-gradient(180deg,#ffffff 0%,#f7fbfd 55%,#ffffff 100%); line-height:1.7; overflow-x:hidden; }
a { color:inherit; text-decoration:none; }
img { max-width:100%; height:auto; display:block; }
header, .site-header { position:sticky; top:0; z-index:50; background:rgba(255,255,255,.96); border-bottom:1px solid rgba(17,17,17,.07); backdrop-filter:blur(12px); }
.header-inner { width:min(1180px, calc(100% - 32px)); margin:0 auto; min-height:72px; display:grid; grid-template-columns:44px 1fr auto; align-items:center; gap:12px; }
.logo { justify-self:center; display:flex; align-items:center; }
.logo img { width:132px; max-height:48px; object-fit:contain; }
.main-nav { display:none; }
.main-nav a, .mobile-nav a { font-weight:700; color:#25303a; }
.main-nav a:hover, .mobile-nav a:hover { color:var(--primary); }
.header-actions { display:none; }
.mobile-menu-toggle { width:42px; height:42px; border:0; border-radius:14px; background:var(--primary); color:#fff; font-size:24px; font-weight:800; cursor:pointer; line-height:1; box-shadow:0 8px 20px rgba(49,160,210,.28); }
.mobile-nav { display:none; width:min(1180px, calc(100% - 32px)); margin:0 auto 14px; padding:14px; background:#fff; border:1px solid rgba(17,17,17,.08); border-radius:18px; box-shadow:var(--shadow); gap:10px; }
.mobile-nav.is-open { display:grid; }
.mobile-actions { width:min(430px, calc(100% - 32px)); margin:0 auto 12px; display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.container { width:min(1120px, calc(100% - 32px)); margin:0 auto; }
section { padding:44px 0; }
.hero, .banner { padding:54px 0; background:radial-gradient(circle at 20% 10%, rgba(49,160,210,.28), transparent 34%), linear-gradient(135deg, #0f2633 0%, #153b4d 48%, #07131b 100%); color:#fff; }
.hero-wrap { display:grid; gap:28px; align-items:center; }
.eyebrow { display:inline-flex; align-items:center; gap:8px; padding:8px 14px; border-radius:999px; background:rgba(255,255,255,.12); border:1px solid rgba(255,255,255,.22); font-weight:700; }
h1 { font-size:clamp(32px, 8vw, 58px); line-height:1.08; margin:16px 0; letter-spacing:-.03em; }
h2 { font-size:clamp(24px, 4vw, 36px); line-height:1.2; margin:0 0 16px; letter-spacing:-.02em; }
h3 { margin:0 0 10px; font-size:20px; }
p { margin:0 0 14px; }
.hero p { color:rgba(255,255,255,.86); font-size:18px; }
.hero-card { background:rgba(255,255,255,.1); border:1px solid rgba(255,255,255,.2); border-radius:28px; padding:18px; box-shadow:0 24px 70px rgba(0,0,0,.28); }
.hero-card img { border-radius:22px; background:rgba(255,255,255,.18); margin:auto; }
.tags { display:flex; flex-wrap:wrap; gap:10px; margin:18px 0; }
.tag { padding:8px 12px; border-radius:999px; background:rgba(49,160,210,.14); color:#dff5ff; border:1px solid rgba(255,255,255,.2); font-size:14px; font-weight:700; }
.btn { display:inline-flex; align-items:center; justify-content:center; border-radius:999px; padding:13px 22px; min-height:46px; background:linear-gradient(135deg, var(--primary), #176e98); color:#fff; font-weight:800; border:0; box-shadow:0 12px 24px rgba(49,160,210,.25); transition:.2s ease; }
.btn:hover { transform:translateY(-1px); box-shadow:0 16px 28px rgba(49,160,210,.32); }
.btn-small { padding:10px 18px; min-height:40px; font-size:14px; }
.btn-alt { background:linear-gradient(135deg,#22313d,#111111); }
.card { background:#fff; border:1px solid rgba(17,17,17,.07); border-radius:var(--radius); padding:24px; box-shadow:var(--shadow); }
.grid { display:grid; gap:18px; }
.grid-2, .grid-3 { grid-template-columns:1fr; }
.notice { border-left:5px solid var(--primary); background:#eff8fc; border-radius:18px; padding:18px; color:#172631; box-shadow:0 10px 28px rgba(17,17,17,.06); }
.faq { display:grid; gap:14px; }
.faq-item { background:#fff; border:1px solid rgba(17,17,17,.08); border-radius:18px; padding:20px; box-shadow:0 8px 20px rgba(17,17,17,.05); }
.link-row { display:flex; flex-wrap:wrap; gap:12px; margin-top:14px; }
.link-row a { color:#0d6f9a; font-weight:800; }
.kicker { color:#0d6f9a; font-weight:800; text-transform:uppercase; font-size:13px; letter-spacing:.08em; }
.steps { counter-reset:step; display:grid; gap:14px; }
.step { position:relative; padding-left:56px; }
.step:before { counter-increment:step; content:counter(step); position:absolute; left:0; top:4px; width:38px; height:38px; display:grid; place-items:center; background:var(--primary); color:#fff; border-radius:50%; font-weight:900; }
.footer { background:#102531; color:#d9edf5; padding:42px 0; margin-top:36px; }
.footer-grid { display:grid; gap:24px; }
.footer a { display:block; color:#fff; margin:8px 0; font-weight:700; }
.footer-logo img { width:132px; margin-bottom:12px; }
@media (min-width:768px) {
  .header-inner { grid-template-columns:auto 1fr auto; min-height:82px; }
  .mobile-menu-toggle, .mobile-actions, .mobile-nav { display:none !important; }
  .logo { justify-self:start; }
  .logo img { width:148px; }
  .main-nav { display:flex; justify-content:center; gap:24px; }
  .header-actions { display:flex; gap:10px; align-items:center; }
  .hero-wrap { grid-template-columns:1.1fr .9fr; }
  .grid-2 { grid-template-columns:repeat(2,1fr); }
  .grid-3 { grid-template-columns:repeat(3,1fr); }
  .footer-grid { grid-template-columns:1.3fr .7fr 1fr; }
}
@media (min-width:1024px) {
  .header-inner { width:min(1220px, calc(100% - 72px)); gap:36px; }
  .main-nav { gap:34px; }
  .hero { padding:78px 0; }
  section { padding:58px 0; }
  .card { padding:30px; }
}